Wednesday, July 30, 2008

Manage Your Money Online - For Free

Having read a post about ClearCheckbook on www.makeuseof.com, I decided to check it out. After spending about 5 minutes on the site (after a simple and free sign up maybe 2 minutes), I realized this was exactly the application I have been looking for the past several months. The best part about the application is you control everything manually. You have complete control over the accounts (Cash, Checking, Savings, and Credit) you set up along with the expense categories to assign. Additionally, ClearCheckbook provides up to date reports to view trends or charts of how and when your money is used. You can set up automatic recurring reminders to pay your monthly bills. Not that I will need this feature, but you can work in non US currencies.

I had previously been using my own version of this application in an Excel spreadsheet. One of the best features of this website is that you can access the data from any internet connection.

Staying on top of your finances, especially your expenses can be a great advantage to your overall financial status. Knowing where your money is coming from and where it is going is very important. For anyone that does manage your checkbook or would like to start, I would recommend at least taking a look at ClearCheckbook.

Here are just a few ways ClearCheckbook can help you stay on top of your finances:
  • Balancing - Ability to balance your checkbook from anywhere you have internet access.
  • Reports - View based on your spending and what you're spending your money on.
  • Mobile - Specially designed interface for your iPhone and iPod Touch. Manage your finances from anywhere you have a cellphone or wifi connection!
  • Automation - Automatic recurring transactions and notices so you never forget to pay your bills.
  • CheckBot 2.0 - Update your account from your cellphone SMS or AIM, ICQ, MSN, Yahoo!, and Google Talk Messenger services.
  • 100% Free! - That's right, ClearCheckbook doesn't cost a penny! It's completely free to use.

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